Yahoo Store Merchant Account Questions

  1. What is a discount rate?
  2. What if I don't have a Yahoo Store?
  3. What cards will I be able to accept?
  4. What if my credit is bad?
  5. When do I get my FREE copy of CheckMAN?
  6. How do I get the money from my credit card sales?
  7. Does it cost extra to accept Discover?
  8. Does it cost extra to accept American Express?
  9. Will I find a better service, or better product?
  10. What if my application is declined?
  11. What if I have other questions?
What is a discount rate?

A discount rate is the percentage of each transaction that you pay to your card processor for processing your credit card sales. These fees are largely influenced by the percentage that Master Card and Visa charge us.

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What if I don't have a Yahoo Store?

We offer merchant accounts for almost all business types. We can provide you with everything from Internet processing to a traditional point of sale terminal. Please contact us if you would like to discuss alternative options.

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What cards will I be able to accept?

With a basic account, you will be able to accept MasterCard, Visa, Discover, and American Express. The rates will vary slightly for accepting American Express and Discover. Please contact us for specific details.

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What if my credit is bad?

Very few applications get declined. (And credit (or lack of) is not typically the reason). If you have terrible credit, your discount rate/fees may be slightly higher, but most likely you will still get approved. About 99% of our applications get approved.

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When do I get my FREE copy of CheckMAN?

Once you complete our online application, the registration fee for your copy of CheckMAN Software will be prepaid. Your software package may be mailed or can be made available for download from the internet.

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How do I get the money from my credit card sales?

The completed sales from your credit card processing will be batched out daily, and deposited directly into your checking account. The money is deposited electronically in to your local bank... There's no need to open up a new checking account to use our services.

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Does it cost extra to accept Discover?

Not with us. Other companies charge an extra setup fee for Discover merchant application. With us, it's FREE. You will be assigned a discount rate by Discover (very similar to the MC/Visa rate)

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Does it cost extra to accept American Express?

Not with us. Other companies charge up to an extra $100 for processing of an American Express merchant application. With us, it's FREE. If you will be processing less than $5,000 annually in American Express sales, they have a special program where you pay only a flat $5 per month. (This breaks down to only 1.2% when processing $5,000 annually) If you process more than $5,000 annually in AmEx, then you will be assigned a discount rate from AmEx (typically 3.25% - 3.75%

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Will I find a better service, or better product?

Absolutely not! We stand behind all our products and services, and we are committed to providing the highest standards in quality and value, through competitive pricing and the best customer service available in the industry!

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What if my application is declined?

Very few applications get declined. If you have terrible credit, your discount rate/fees may be slightly higher, but most likely you will still get approved. If you do get declined, your FREE copy of CheckMAN is still yours to keep.

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What if I have other questions?

Please don't hesitate to contact us. Just click here and you will will find several methods to get in touch with us

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